Terms of Use

Welcome to SparoBanks NG, a platform that provides information on unofficial exchange rates between the Nigerian Naira (NGN) and other currencies. It is important to understand that using the black market for currency exchange is illegal in Nigeria and may carry significant risks.

By accessing and using this tool, you agree to be bound by the following terms of use:

1. Use of the Tool

This tool is provided for informational purposes only and is not intended to be a substitute for professional financial advice. You should always consult with a qualified financial advisor before making any currency exchange decisions.

The information provided by this tool is based on publicly available data and may not be accurate or complete. We make no representations or warranties, express or implied, about the accuracy, reliability, or completeness of the information provided.

You are solely responsible for any decisions you make based on the information provided by this tool. We will not be liable for any loss or damage you incur as a result of your use of this tool.

2. Prohibited Use

  • You may not use this tool for any illegal or unauthorized purpose.
  • You may not use this tool to facilitate or promote illegal currency exchange activities.
  • You may not attempt to access or tamper with the underlying data or systems of this tool.
  • You may not use this tool in any way that could harm or disrupt the operation of this tool or any other website or system.

3. Disclaimer

We make no guarantees that this tool will be available uninterrupted or error-free.
We reserve the right to modify or discontinue this tool at any time, without notice.

4. Governing Law

These terms of use shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

5. Additional Information

We may collect and use information about your use of this tool, such as your IP address and browsing history. This information will be used in accordance with our privacy policy, which is available at privacy policy.

If you have any questions about these terms of use, please contact us at [email protected]

Disclaimer: This is a sample terms of use agreement and may not be suitable for all situations. You should consult with an attorney to ensure that your terms of use agreement is appropriate for your specific needs.

Important Note: Using the black market for currency exchange carries significant risks, including legal consequences, fraud, and theft. We strongly recommend that you only use legal channels for currency exchange.